Private Student Loan Rates

Product	Term	Fee	Index	APR* as low as
Private Student Loan	10 years (120 months)	0%	Variable, based on 3-Month LIBOR and may increase after loan consummation, subject to floor rate of 2.99%.	3.77%
Private Student Loan	10 years (120 months)	0%	Fixed	5.74%

• *APR = Annual Percentage Rate.
• Offering rates may change.
• 0.25% rate reduction when signed up for automatic ACH payments.

Consolidation Student Loan Rates

Product	Term	Fee	Index	APR* as low as
Consolidation Loan	5 years (60 months)	0%	Variable, based on 3-Month LIBOR and may increase after loan consummation, subject to floor rate of 2.49%.	3.27%
Consolidation Loan	10 years (120 months)	0%	Variable, based on 3-Month LIBOR and may increase after loan consummation, subject to floor rate of 3.15%.	3.93%
Consolidation Loan	15 years (180 months)	0%	Variable, based on 3-Month LIBOR and may increase after loan consummation, subject to floor rate of 3.50%.	4.28%
Consolidation Loan	5 years (60 months)	0%	Fixed	4.00%
Consolidation Loan	10 years (120 months)	0%	Fixed	4.74%
Consolidation Loan	15 years (180 months)	0%	Fixed	5.14%

• *APR = Annual Percentage Rate.
• Offering rates may change.
• 0.25% rate reduction when signed up for automatic ACH payments.